Blog
The "Bank" Number vs. The "Life" Number: How Much House Can You Actually Afford in 2026?
Unlocking Cash Flow
Scenario:
Client has an impending mortgage renewal with an increase in interest rate from 2.58% to 7.09% plus considerable high interest debt.
Without Refinance:
· Mortgage of $338,000
· Existing lender offered, 2 year fixed, 30 yr amortization 7.09%
· Monthly mortgage payment $240...
Navigating the Financial Landscape: Interest Rates
Interest Rates Are Up… Now What?
For many Canadians in the past, receiving a mortgage renewal letter was an important milestone in their homeownership journey. A mortgage renewal provides an opportunity to reassess your financial situation, explore better options, and potentially save money. With household debt on the rise and inte...





